Part 1, Letter #2A

Follow-Up Letter (Sent if Account is Verified as Accurate)

This second letter should be sent only if you’ve already sent Letter #1 to a creditor or collection agency and received a response stating that your account has been "verified as accurate." In this case, you're disputing their findings and requesting further action to ensure that the reported information is truly correct.

By sending this follow-up letter, you are formally challenging the verification and urging the creditor or agency to take another look at the accuracy of the information on your credit report. It is an essential step in ensuring your credit history is accurate and fair.